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Debt-to-income calculator

Compare your recurring monthly debt payments with gross monthly income.

Get started

  1. Use the example values or enter your own measurements.
  2. Calculate, then copy the result or download the available details.

Example

Input

Income 5,000, debt payments 1,500

Expected result

30%

Try it

Good to know

The calculation runs in your browser. Use consistent units in fields with no explicit unit.

Calculation method

Debt-to-income ratio = monthly debt payments ÷ gross monthly income. Use the same currency and a monthly period for all amounts.